The Board may alter a little lender ranking from “Satisfactory” to “Excellent” for the institution degree where by the lender requests and gets further thing to consider for pursuits that would qualify pursuant for the Retail Solutions and Goods Test in § 228.
When applying general performance exams and strategic options pursuant to paragraph (a) of this area, and when determining irrespective of whether to approve a strategic program pursuant to § 228.
Disaster preparedness and climate resiliency things to do aid individuals and communities to get ready for, adapt to, and endure all-natural disasters or weather conditions-similar hazards or disasters. Disaster preparedness and climate resiliency pursuits profit or provide targeted census tracts and:
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(A) The Board considers the electronic shipping techniques and also other shipping and delivery methods of the following banking companies:
suggests a business, aside from a farm, that experienced gross annual revenues for its previous fiscal 12 months of $five million or significantly less.
usually means a financial institution's loans in one of the next, individual types in a particular Retail Lending Check Region:
For a considerable financial institution required to report house mortgage loan loan info pursuant to 12 CFR aspect 1003, the Board will publish about the Board's Site the data needed by paragraph (j)(2) of this section concerning the distribution of a large bank's originations and purposes of household house loan loans by borrower or applicant money level, race, and ethnicity in Each and every in the bank's facility-centered assessment areas, and as applicable, its retail lending evaluation places. This info is posted every year according to data documented pursuant to twelve CFR element 1003.
Matter for the geographic demands in paragraph (b) of the segment, a considerable lender must delineate, for a selected calendar 12 months, a retail lending assessment region in almost any MSA or from the nonmetropolitan location of any State wherein it originated:
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(B) Why it's important and suitable to amend its strategy inside the absence of a fabric adjust in situation.
(three) The number of lenders more info whose house mortgage loan loans, multifamily loans, small enterprise loans, and compact farm loans and deposits information are made use of to establish the relevant Retail Lending Quantity Threshold, geographic distribution sector benchmarks, and borrower distribution market benchmarks;
글보내기 기능을 제한합니다. 네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 글보내기 기능을 제한하고 있습니다.
Pursuant to § 228.21, the Retail Lending Examination evaluates a bank's report of helping to fulfill the credit score needs of its overall Neighborhood in the financial institution's origination and buy of property home loan loans, multifamily loans, compact organization loans, and small farm loans.